Workshop Recap: Virtual Small Business Lending Series – Sessions 3 & 4
Date: October 23, 2025
Location : VirtualOverview
Thank you to everyone who joined the Virtual Small Business Lending Series hosted by the Washington State Office of Minority & Women’s Business Enterprises (OMWBE) and the Washington State Department of Commerce. These sessions provided valuable guidance and direct connections to lending partners supporting both new and established businesses.
Session 3: Access to Capital for Start-Up Businesses
Focused on lending options for early-stage entrepreneurs and emerging business owners.
Featured Lenders & Programs:
Business Impact NW – Training, advising, and loans up to $750,000.
NW Access Fund – Loans up to $60,000 for entrepreneurs with disabilities or supporting the disability community.
Washington Trust Bank – SBA projection-based financing for start-ups and acquisitions.
Evergreen Business Capital Community Finance – Microloans up to $50,000 and SBA Community Advantage loans up to $250,000.
WaFd Bank – SBA and non-SBA lending options, including scored loans up to $100,000.
Session 4: Access to Capital for Established Businesses
Focused on financing to support scaling, commercial real estate, and flexible revenue-based funding.
Featured Lenders & Programs:
Grow America / Ajust / Denkyem Co-op – Revenue-Based Financing that adjusts to monthly cash flow.
Evergreen Business Capital – SBA 504 loans for purchasing commercial property and large equipment.
Heritage Bank – SSBCI Commercial Real Estate Loan Program, including a forgivable loan component.
WaFd Bank & BMO Bank – Expanded commercial lending and SBA financing options.
Key Takeaway
There is no one-size-fits-all approach to business funding. From mission-driven CDFIs to commercial banks and state-supported programs, businesses at any stage can find a lender aligned with their goals.
Disclaimer: The comments and opinions expressed by presenters are solely their own and do not necessarily reflect those of the OMWBE or the WA State Department of Commerce. These agencies cannot give legal or financial advice and do not endorse any person, product, or institution.